1. PRIVACY POLICY
   a.) Insumma Consulting only collects names, phones, and emails. We will not ask for more info, unless required for invoicing purposes.
   b.) Names, phone numbers, and emails are collected solely to provide communication channels between Insumma Consulting and the client. If invoicing details are required, we will ask for a billing address for tax purposes.
   c.) We do not sell, share, or expose any client details of any kind.
   “No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.” 

SMS Program Terms and Conditions

1. Overview Insumma Consulting (“We,” “Us,” “Our”) offers a mobile messaging program (“Program”). By participating, you agree to these Terms and Conditions (“Agreement”) and our Privacy Policy. You also agree to resolve disputes through binding, individual-only arbitration as outlined in “Dispute Resolution.”
2. CALL (360) 637-6008: By contacting our company via phone call or by providing your phone number, you consent to receive phone calls in relation to your initial communication. You may opt out of receiving phone calls at any time by replying STOP or by sending an email to [email protected].
3. TEXT (360) 637-6008: By contacting our company via text or by providing your phone number, you consent to receive text message responses in relation to your initial communication. You may opt out of receiving text SMS at any time by replying STOP or by sending an email to [email protected].
4. Duty to Notify and Indemnify If you change or discontinue the phone number associated with the Program, complete the Opt-Out process before doing so. Failure to notify Us of such changes may result in liability for costs and claims. You agree to indemnify and hold Us harmless for any issues arising from your failure to notify Us of number changes, including claims under the Telephone Consumer Protection Act.
5. Description Program messages may include information about our services
6. Cost and Frequency Message and data rates may apply. Messages can be recurring, and additional messages may be sent based on your interactions.
7. Support For support, text “HELP” or email [email protected]. Opt-out requests cannot be processed via this email; use the opt-out methods above.
8. Disclaimer of Warranty The Program is provided “as-is” and may not always be available. We are not liable for delays or failures in message delivery.
9. Participant Requirements You must have a compatible wireless device and participate through a supported carrier. Not all carriers support this Program; check your carrier’s capabilities.
10. Age Restriction The Program is for users aged 13 and up. If you are under 18, you must have parental consent. By participating, you confirm you meet these requirements.
11. Prohibited Content You agree not to send prohibited content, including fraudulent, obscene, or harmful content, and any content that is unlawful, discriminatory, or violates HIPAA or other applicable laws.
12. Dispute Resolution Disputes will be resolved by arbitration in Stanwood, WA, under the American Arbitration Association’s Commercial Arbitration Rules. This agreement does not allow class arbitration, and each party waives the right to punitive damages and jury trials in the event of litigation.
13. Miscellaneous You represent that you have the authority to agree to this Agreement. If any provision is invalid or unenforceable, the remaining terms will continue in effect. We may update this Agreement, and continued participation in the Program signifies acceptance of the modified terms.